${site.data.firmName}${SEMFirmNameAlt} Main Menu
Call Today: 855-805-0595

Health insurance battle leads to delayed divorce plans

54580584_S.jpgMany Missouri residents likely remember what the health care industry was like prior to the introduction of the Affordable Care Act. Those who were not married or otherwise part of an employer plan often faced high premiums and the possibility of being denied coverage for having a pre-existing condition. Republicans in Congress are looking at ways to repeal the ACA and replace it with a new plan.

However, various versions of the bill will likely allow insurance companies to offer plans that provide less coverage. This is because the legislation lets states narrow the list of required services that must be provided. The uncertainty of what type of coverage an individual may qualify for in the future has led some to put off getting divorced. Instead, some have chosen to draft divorce papers but not sign them.

Typically, those who get divorced are entitled to get their health benefits through COBRA for three years. One attorney estimated that deductibles for a benchmark plan under the Better Care Reconciliation Act would be more than $10,000 come 2026. This is important because this and other health insurance costs help to determine how much alimony a person may be entitled to.

How a couple decides how to handle matters related to alimony may depend on any agreements made prior to a divorce. It may be possible to include language in a prenuptial agreement that provides for an individual's health insurance costs and other related expenses. In other cases, couples could make plans to divide marital property and draw up divorce papers with an agreement to delay signing them for a predetermined period.

No Comments

Leave a comment
Comment Information
2015 Top 100 Lawyers - ASLA Lead Counsel Rated Rated By Super Lawyers American Legal Institute | America's Top Attorneys 2016 Nation's Premier Top Ten Ranking 2016 | NAFLA 10 Best 2014-2016 | 3 Years Client Satisfaction | American Institute of Family Law Attorneys ™ Avvo Rating 10.0 Superb The National Trial Lawyers National Association of Distinguished Counsel | Nation's Top One Percent National Academy of Jurisprudence Rue Rating | Best Attorneys Of America | Lifetime Charter Member The National Advocates Top 100 Lawyers | America's Premier Attorneys Law Firm 500 | 2016 Honoree America's Top 100 Attorneys American Jurist Institute Top 10 Attorneys American Jurist Institute Top 10 Attorneys 2017
Stange Law Firm, PC

Stange Law Firm, PC
120 S. Central Avenue
Suite 450
St. Louis (Clayton), Missouri 63105

Toll Free: 855-805-0595
Fax: 314-963-9191
St. Louis Law Office Map